How much does travel insurance typically cost?

Travel insurance typically costs 4% to 8% of your trip's prepaid, non-refundable expenses. For a $5,000 trip, expect to pay $200-$400.

  • Average cost: 4-8% of total trip cost according to the Insurance Information Institute 

  • Premiums vary by: traveler age, destination, trip duration, coverage limits, and policy type 

  • Basic plans can cost less than $10 for minimal coverage

  • Cancel for Any Reason (CFAR) adds 40-50% to base policy price 

  • Annual multi-trip policies can be cost-effective for frequent travelers

  • Higher medical coverage limits ($500,000-$1,000,000) increase premium

You may also like: How to pack for 2 weeks in one carry-on?

Official resource: Insurance Information Institute

Traveling soon? See our Travel Essentials page.

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