Can I buy travel insurance after booking my trip?

Yes. You can buy travel insurance after booking, but coverage for some benefits (like pre-existing condition waivers and Cancel for Any Reason) requires purchasing within 10-21 days of your first trip deposit.

  • You can purchase up until the day before departure, but trip cancellation coverage won't cover events that already occurred

  • Pre-existing condition waiver requires purchase within 14-21 days of initial trip deposit 

  • CFAR coverage requires purchase within 10-21 days of first trip deposit 

  • If you wait until a problem arises (like a storm forecast), it's too late, claims will be denied as "known events" 

  • Some policies offer a "free-look period" to review and cancel if not suitable

You may also like: Can I get a refund for a missed connection?

Official resource: Insurance Information Institute

Traveling soon? See our Travel Essentials page.

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