Does travel insurance cover adventure sports like skiing?

Usually not under standard policies. However, most providers offer adventure sports add-ons or specialized coverage for activities like skiing, scuba diving, and mountaineering.

  • Standard policies typically exclude high-risk activities like: skydiving, base jumping, skiing off-piste, scuba diving (below certain depths), mountaineering, and paragliding 

  • Adventure sports coverage can be added for an extra charge 

  • Some policies include coverage for supervised, non-professional adventure activities

  • Some activities require coverage through specialized organizations

  • If you plan extreme sports, buy insurance that specifically lists your planned activities

You may also like: Can I bring a GoPro on all rides?

Official resource:  Insurance Information Institute

Traveling soon? See our Travel Essentials page.

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