Can I get a medical refund for trip interruption?
Yes, if you have travel insurance with "trip interruption" coverage and a doctor certifies you cannot continue travel.
Medical emergency: insurance covers unused trip costs + return flight home
Pre-existing conditions: only covered if you bought waiver within 14-21 days of booking
Documentation: doctor's note, hospital records, insurance claim form
Without insurance: airlines may offer flight change fee waiver, but no refund
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